Guide

Home contents insurance for council tenants

Publication date
19 March 2026

What it is

Home contents insurance offers protection for your belongings. You'll pay a regular fee for the insurance. Then, if the items in your home are damaged, you may be able to claim money back to cover the cost of replacing them.

We encourage everyone who lives in council housing to get home contents insurance. That's because we, the council, will not cover the costs if your items - such as furniture, decorations, and other belongings - are lost due to fire, theft, vandalism, or water damage, such as burst pipes.

Insurance options

You can either:

  • join the AVIVA contents insurance scheme arranged by Renfrewshire Council
  • make your own arrangements with another insurance provider.

AVIVA contents insurance

This is information about the AVIVA contents insurance scheme arranged by Renfrewshire Council.

Download and read the documents below for details on what's covered and how you can join the scheme:

Other details about AVIVA contents insurance

Acceptance restrictions may apply for conviction and claims experience. Terms and conditions apply.

The policy is arranged by Aon UK Ltd and underwritten by Aviva Insurance Limited, who are authorised and regulated by the Financial Conduct Authority.

  • Aviva Insurance Limited, Registered in Scotland Number 2116
  • Registered Office: Pitheavlis, Perth, PH2 0NH
  • Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. FP.TCI.2025.450.SD