Debts and money advice

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It is all too easy to find yourself struggling with repayments of bills and credit arrangements, especially if you have had a recent change in your circumstances.

Losing your job, a decrease in your working hours or separating from your partner are just some situations where your level of income can fall dramatically, making a situation when you were previously in control now seems unmanageable.

At Advice Works, we will look at your situation, advise you on possible ways to increase your income and discuss various strategies to deal with your bills and debts. To speak to an advisor about welfare rights issues or problems with debts contact our helpline number on Benefit and Debt helpline: 01505 381055.

Alternatively you can contact the Advice Works office for an appointment at any of our outreach locations.

Our service is free and confidential.

For a full listing of all the services in Renfrewshire which can help with debt or money advice, download a copy of our directory:

Financial inclusion service directory (pdf - 320Kb)

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We can write to your creditors with reduced repayment plans, arrange a Protected Trust Deed or advise you on bankruptcy.

Find out more about the services we offer below:

• Advice on bankruptcy
• Financial education
• Money, debt and welfare rights - useful links
• Money advice: self-help pack
• Wage arrestment figures

You might also be interested in:

• Local social work offices

We operate Drop-in services at various locations (no appointment needed). For details follow link to 'benefits and debt advice' under related content.

For more information or an appointment at any of our outreach locations
contact our main office for further help and advice:

• email: adviceworks@renfrewshire.gov.uk
• phone: 01505 382328 - for further information or an appointment at any of our advice surgeries or 01505 381055 benefit and debt helpline
• fax: 01505 381058
• call in or write to us at:
  Renfrewshire Advice Works
  8 Collier Street
  Johnstone
  PA5 8AR
  
  Opening times for the Advice Works service are Monday to Thursday, 8.45am - 4.45pm, and Friday, 8.45am - 3.00pm.
  

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